Undertaking an insurance investment  may be limited to your imagination. In fact, there are various avenues for investing wisely by taking a cover that suits you. Below are just some of the ways;
Get the protection you need, for the length of time you need it, at a price you can afford. As the name implies, this provides protection for selected term only. You can take term insurance for a number of years as per your requirement. This is called pure insurance product. The benefit is only paid if the insured person dies. If nothing happens till the term of the insurance, nothing is paid.


Protect your family’s financial security against accidental death or dismemberment.


Build cash value while protecting your life through permanent insurance. This type of life insurance is to cover the whole life. The protection is provided over one’s lifetime.


Accumulate retirement income through a tax-deferred account with a wide variety of investment options. Annuity is nothing but a series of payments that insurance holder gets after retirement for a fixed period. Annuity is also known as pension plan. The policy holder deposits certain premium over a fixed time and the accumulated sum is used to pay regular pension for the term. The annuity can be paid for the life or for certain years after the pension or annuity commences.


Save for retirement with a tax-deferred account at guaranteed interest rates.


Preserve your assets with insurance to cover in-home or nursing home care.


Protect your life while growing cash value through a wide selection of investment options.


Reduce or pay off your outstanding loan balance, up to the policy maximum, if you die before paying off the loan.


Ensure your ability to make your monthly loan payment should you become disabled due to a covered illness or injury.
Furthermore, specific insurable interests can be  subdivided into personal and commercial lines;

Personal Lines Insurance


  • Standard Buildings
  • Standard Contents
  • Thatched Properties
  • Rented Accommodation
  • Home Breakdown
  • High Value
  • Holiday Home


  • Annual Multi-Trip
  • Single Trip
  • Extended Stay
  • Medical Expenses only


  • Private Motor
  • Motor Cycle
  • Classic Car
  • Tractors
  • Multi-Vehicle Policies
  • Motor Breakdown


  • Mortgage Protection
  • Payment Protection
  • Accident, Sickness & Unemployment
  • Health & Dental Plan


  • Special Events
  • Caravan
  • Pet Insurance
  • Armed Forces Kit
  • Roll-a-Dice
  • Wedding Insurance
  • Twins Insurance
  • Hole-in-One
  • Lottery Wins
  • Home Breakdown
  • Small Craft & Boats
  • Keys Cover
  • Model Transport Collectables
Commercial Insurance
  • Business
  • Manufacturing
  • Wholesale
  • Leisure
  • Property
  • Contractors All Risks
  • Engineering
  • Goods-in-Transit
  • Schools
  • Charities
  • Public Liability
  • Employers Liability


  • Shops & Offices
  • Pubs & Clubs
  • Restaurants/Take-aways
  • Care Homes
  • Block of Flats
  • Property Owners
  • Guest House/Hotels
  • Surgeries (Doctors/Vets)


  • Vans & Trucks
  • Minibuses & Coaches
  • Taxis
  • Fleets
  • Agricultural


  • Professional Indemnity
  • Legal Expenses
  • Marine
  • Credit Insurance
  • Performance Bonds
  • Contingency
  • Group Personal Accident
  • Group Health
  • Tax Investigation
  • Directors & Officers Liability